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Tell us what you need and what you want to spend. There is no pressure to choose anything on the call.
The $129 monthly price shown is for PRO+ self-only limited-benefit coverage. Talk with MJ Insurance to compare limited-benefit and major-medical options and find a plan that fits your needs and budget.
Open Enrollment: November 1–January 31
Ask MJ Insurance about available plans that use the Cigna PPO network. Cigna is a widely recognized health services company, and eligible plans may offer access to a broad national network of doctors and facilities.
Plan availability, provider participation, benefits, premiums, and eligibility vary. Always confirm that your doctors and preferred facilities participate before enrolling.
A quick call is the fastest way to get answers. We’ll listen to what matters to you and help you understand coverage options that may fit.
Tell us what you need and what you want to spend. There is no pressure to choose anything on the call.
We’ll walk through available options, costs, and benefits in plain language.
Get the information you need to decide which option works best for you.
These summaries reflect feedback shared by MJ Insurance customers. Names are withheld for privacy.
Some families have told us that the coverage options we helped them find saved them thousands of dollars over the course of a year.
Customers have shared that comparing plans with MJ Insurance helped them reduce their health coverage costs by hundreds of dollars.
Customers describe the sign-up process as easy to understand, simple to complete, and refreshingly straightforward.
Customer feedback is summarized for clarity. Individual savings and experiences vary based on plan, household, location, eligibility, and prior coverage.
The prices below are from the Trident BPO plan sheet for eligible Working Limited Partners. Call to confirm current availability, eligibility, benefits, and full plan terms.
Limited-benefit coverage with a $0 individual deductible. Major hospital and outpatient care is excluded.
Monthly premiums shown for Cigna PPO and Open Network options.
| Plan | Individual deductible | Cigna PPO | Open Network |
|---|---|---|---|
| PPO 3500 | $3,500 | $665.86 | $596.85 |
| PPO 5000 | $5,000 | $646.05 | $588.88 |
| PPO 7500 | $7,500 | $629.80 | $564.58 |
| HSA PPO 10K | $10,000 | $630.23 | $559.17 |
| MVP PPO 10K | $10,000 | $614.44 | $551.81 |
| Option | Monthly premium | Important details |
|---|---|---|
| Dental Pro | $38.00 | DenteMax network; plan limits and deductible apply. |
| Dental + Vision reimbursement | $27.00 | Tiered reimbursement; dental and vision benefits are combined. |
Illustrative monthly premiums for a 35-year-old, non-tobacco individual in ZIP 59602, without Marketplace subsidies. Cigna figures are from the Trident BPO plan sheet; competitor figures are the lowest 2027 Marketplace premium found in each displayed metal category.
| Plan example | Plan type | Monthly premium | Individual deductible |
|---|---|---|---|
| Our Cigna PPO plans | |||
| Cigna PPO 3500 | MJ Insurance · Trident BPO major medical PPO | $665.86 | $3,500 |
| Cigna MVP PPO 10K | MJ Insurance · Trident BPO major medical PPO | $614.44 | $10,000 |
| Competitor Marketplace plans | |||
| BCBS Montana Gold | 2027 Marketplace POS | $819.06 | $2,500 |
| Mountain Health Gold | 2027 Marketplace PPO | $1,003.47 | $2,500 |
| BCBS Montana Silver | 2027 Marketplace POS | $866.19 | $6,400 |
| Mountain Health Silver | 2027 Marketplace PPO | $937.88 | $6,400 |
| BCBS Montana Bronze | 2027 Marketplace POS | $613.98 | $11,750 |
| Mountain Health Catastrophic | 2027 Marketplace PPO | $523.68 | $12,000 |
Important: These plans are not equivalent products. Cigna/Trident coverage is available only to eligible Working Limited Partners and may involve underwriting; Marketplace plans have different benefits, networks, enrollment rules, and possible premium tax credits. Premium alone does not show total cost or coverage value. CMS 2027 Exchange PUF data, Rating Area 2, accessed November 6, 2026.
Rates shown are monthly, self-only premiums from the supplied plan sheet. Product availability is not guaranteed. Benefits may have exclusions, utilization limits, network rules, medical underwriting, and carrier approval requirements. Official plan documents control if any information differs.
Call MJ Insurance today for a personal conversation about your coverage options.