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Tell us what you need and what you want to spend. There is no pressure to choose anything on the call.
Cigna Healthcare• PPO network options available
Health coverage made simpler
Coverage options from $129/month.
The $129 monthly price shown is for PRO+ self-only limited-benefit coverage. Talk with MJ Insurance to compare limited-benefit and major-medical options and find a plan that fits your needs and budget.
Open Enrollment: November 1–January 31
✓ Licensed insurance assistance
✓ Personalized plan comparison
✓ No-obligation conversation
Open Enrollment
November 1–January 31
Monday–Friday8 a.m.–9 p.m. EST
Saturday8 a.m.–8 p.m. EST
Sunday11 a.m.–4 p.m. EST
Cigna network options
Cigna Healthcare
Recognized coverage with broad provider access
Ask MJ Insurance about available plans that use the Cigna PPO network. Cigna is a widely recognized health services company, and eligible plans may offer access to a broad national network of doctors and facilities.
Plan availability, provider participation, benefits, premiums, and eligibility vary. Always confirm that your doctors and preferred facilities participate before enrolling.
How it works
A straightforward way to explore your options.
A quick call is the fastest way to get answers. We’ll listen to what matters to you and help you understand coverage options that may fit.
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Review options
We’ll walk through available options, costs, and benefits in plain language.
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Choose with confidence
Get the information you need to decide which option works best for you.
Customer feedback
Real results. Straightforward help.
These summaries reflect feedback shared by MJ Insurance customers. Names are withheld for privacy.
★★★★★
Thousands saved for a family
Some families have told us that the coverage options we helped them find saved them thousands of dollars over the course of a year.
★★★★★
Hundreds back in the budget
Customers have shared that comparing plans with MJ Insurance helped them reduce their health coverage costs by hundreds of dollars.
★★★★★
Easy and straightforward
Customers describe the sign-up process as easy to understand, simple to complete, and refreshingly straightforward.
Customer feedback is summarized for clarity. Individual savings and experiences vary based on plan, household, location, eligibility, and prior coverage.
Published plan-sheet pricing
Compare monthly premiums.
The prices below are from the Trident BPO plan sheet for eligible Working Limited Partners. Call to confirm current availability, eligibility, benefits, and full plan terms.
$129/month
PRO+ · Self only
Limited-benefit coverage with a $0 individual deductible. Major hospital and outpatient care is excluded.
Major medical · Self only
Monthly premiums shown for Cigna PPO and Open Network options.
| Plan | Individual deductible | Cigna PPO | Open Network |
|---|---|---|---|
| PPO 3500 | $3,500 | $665.86 | $596.85 |
| PPO 5000 | $5,000 | $646.05 | $588.88 |
| PPO 7500 | $7,500 | $629.80 | $564.58 |
| HSA PPO 10K | $10,000 | $630.23 | $559.17 |
| MVP PPO 10K | $10,000 | $614.44 | $551.81 |
Dental and vision · Self only
| Option | Monthly premium | Important details |
|---|---|---|
| Dental Pro | $38.00 | DenteMax network; plan limits and deductible apply. |
| Dental + Vision reimbursement | $27.00 | Tiered reimbursement; dental and vision benefits are combined. |
How Cigna pricing compares locally
Illustrative monthly premiums for a 35-year-old, non-tobacco individual in ZIP 59602, without Marketplace subsidies. Cigna figures are from the Trident BPO plan sheet; competitor figures are the lowest 2027 Marketplace premium found in each displayed metal category.
| Plan example | Plan type | Monthly premium | Individual deductible |
|---|---|---|---|
| Our Cigna PPO plans | |||
| Cigna PPO 3500 | MJ Insurance · Trident BPO major medical PPO | $665.86 | $3,500 |
| Cigna MVP PPO 10K | MJ Insurance · Trident BPO major medical PPO | $614.44 | $10,000 |
| Competitor Marketplace plans | |||
| BCBS Montana Gold | 2027 Marketplace POS | $819.06 | $2,500 |
| Mountain Health Gold | 2027 Marketplace PPO | $1,003.47 | $2,500 |
| BCBS Montana Silver | 2027 Marketplace POS | $866.19 | $6,400 |
| Mountain Health Silver | 2027 Marketplace PPO | $937.88 | $6,400 |
| BCBS Montana Bronze | 2027 Marketplace POS | $613.98 | $11,750 |
| Mountain Health Catastrophic | 2027 Marketplace PPO | $523.68 | $12,000 |
Important: These plans are not equivalent products. Cigna/Trident coverage is available only to eligible Working Limited Partners and may involve underwriting; Marketplace plans have different benefits, networks, enrollment rules, and possible premium tax credits. Premium alone does not show total cost or coverage value. CMS 2027 Exchange PUF data, Rating Area 2, accessed November 6, 2026.
Rates shown are monthly, self-only premiums from the supplied plan sheet. Product availability is not guaranteed. Benefits may have exclusions, utilization limits, network rules, medical underwriting, and carrier approval requirements. Official plan documents control if any information differs.
Ready to see what options may fit your budget?
Call MJ Insurance today for a personal conversation about your coverage options.